88 Drover Street Elwood VIC 3184
Anticipated 2025 growth: +2.8%
While investing in real estate is a proven strategy for growing wealth, you'll need to start with determining your financial position.
Our work
Securing finance is a typical first step in buying a new home or property investment. But with so many lenders on the Australian market offering many different types of loans, each with their own terms and conditions, it can be difficult to know which loan is the right one for you. It’s where 360 Residential can assist, helping to take the complexity and technical acumen out of the process.
It’s where having an experienced, qualified person in your corner can give you peace of mind. We’re able to present you with a range of loans from multiple lenders that suit your unique situation and goals. As an independent team that’s not tied to any one bank in Australia, we work for you and not a bank’s commission, meaning it’s also in our best interest to find you a loan that ultimately saves you the most money.
Whether securing your first mortgage or restructuring an existing loan, our team works diligently to find the best financial products that will help you feel more empowered to make the big decisions. With 360 Residential, you can be assured you’ll be presented the best deals when it comes to your property investment ambitions
+1.8%
National home values were up 1.8% in the June quarter, but this has slowed from a 3.3% rise this time last year, when the market was rising off a lower base.
Tailored finance solutions for every property journey.
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Finance Services
Our team has established strong relationships with a wide range of lenders, from major banks to specialised financial institutions. This network allows us to present you with a variety of tailored solutions that fit your unique situation. We eliminate the guesswork by comparing options, ensuring you secure the most favourable interest rates, repayment terms, and loan structures aligned with your financial strategy.
+0.5%
Interest rates for investment loans are 0.5% higher than for owner-occupied loans.
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Understanding your financial capacity
Before you embark on your property journey, it’s crucial to understand your true borrowing capacity. Our experts will work closely with you to evaluate your financial situation, providing a clear picture of what you can afford. This insight empowers you to make informed decisions and lays the groundwork for successful investments.
900k
The average property price in Australia is now around $900,000.
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Tailored mortgage solutions
Finding the right mortgage is about more than just the lowest interest rate; it’s about choosing a product that aligns with your financial goals and personal circumstances. Our unbiased approach allows us to explore a range of mortgage products across various lenders. We then customise these options to meet your specific needs, ensuring you have the ideal financing solution to support your property ambitions.
450k
The average mortgage size for investment properties is $450,000.
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Seamless application management
Applying for a mortgage can feel daunting, but we’re here to simplify the process. Our team manages the entire application on your behalf, from gathering necessary documents to communicating with lenders. We keep you informed every step of the way, providing regular updates on your application’s progress. This allows you to focus on finding your perfect property, knowing your finances are in expert hands.
30%
30% of Australian investors' portfolios are in property.
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Comprehensive loan structuring and restructuring
As your financial situation evolves, so should your loan structure. Whether you’re looking to restructure an existing loan or secure financing for a new property, we offer comprehensive loan structuring services. Our goal is to optimise your financial arrangements, ensuring they align with your current and future objectives.
40
Property depreciation can be claimed for up to 40 years.
+0.5%
Interest rates for investment loans are 0.5% higher than for owner-occupied loans.
900k
The average property price in Australia is now around $900,000.
450k
The average mortgage size for investment properties is $450,000.
30%
30% of Australian investors' portfolios are in property.
40
Property depreciation can be claimed for up to 40 years.
Got questions? We’re here to help.
How does 360 Residential assist with the property finance application process?
We handle the entire finance application process for you, from start to finish. We manage all the paperwork and communication with lenders to ensure a smooth and stress-free process. You’ll receive regular updates to stay informed about the status of your application.
How can 360 Residential help me understand my borrowing capacity?
Understanding your financial capacity is crucial before entering the property market. Our team assesses your situation to provide a clear picture of your borrowing capacity. This helps you make informed decisions about your property investment goals and ensures you stay within your finances.
How is 360 different to other property investment firms on the market?
We’re independently owned and managed, which gives us the freedom to find financial options that work for you. Because we don’t partner with or take commissions from banks, it’s also in our best interest to find you financing that you can feel confident in.
Does 360 Residential offer unbiased advice on choosing a lender?
We offer an unbiased scope across various lenders to ensure you find the ideal provider. We compare multiple mortgage products and options, tailoring our recommendations to match your financial situation and investment goals for the best possible terms and rates.
Can 360 Residential help with restructuring existing loans?
Absolutely. We can assist with restructuring your existing loans to suit your current needs better, providing expert advice and guidance to optimise your financial arrangements.
How does 360 Residential help me achieve my property investment goals?
We provide tailored advice and solutions for property finance to help you confidently achieve your investment objectives.
FAQ
Got questions? We’re here to help.
Find answers to common queries about property investment, from understanding the basics to navigating complex processes. We’re here to support your investment journey.
Schedule a callback
Get in touch with us to uncover how we can best help you achieve your property goals.
1800 987 766Contact
Start creating your real estate portfolio.
Ready for the next step in your property journey with the correct finance? Contact us today or book a consultation to discover how 360 Residential’s Finance Services can help you secure the best mortgage products and confidently achieve your property goals.
1800 987 766
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